PBZ BANK LTD
MUDHARABAH

PBZ IKHLAS Investment accounts are in 'Mudharabah' (profit-sharing) system Agreement in which the Customer provides the Bank with Money and the Bank perform business which Shariah complient.

The bank will invest the money effectively in acceptable Businesses in Shariah that will bring great benefits. The profit obtained will be distributed among the Client and the Bank in accordance with the 'pre-agreed profit sharing ratio'.

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BENEFITS OF MUDHARABAH ACCOUNT

WHO CAN ACCESS THIS SERVICE:

All customers with PBZ IKHLAS accounts which are 'General Investment Account' and 'Special Investment Account' including:
• Customer aged 18 and above
• Joint/Personal accounts
• Those under 18 under their Guardians/Parents
• 'Trust Accounts'
• 'Business entities'
• 'Associations/Clubs/Societies and Organizations'
• 'Trustees', 'Government and Corporate funds'


BENEFIT OF INVESTING THROUGH MUDHARABAH

• No Deduction at the end of the Month
• ‘Higher dividends as account balance increases, calculated daily and credited to your account according to pre-agreed terms that can be paid Monthly, Quaterly or Annually.

PBZ BANK LTD