It is a long-term loan which is repaid back in a long period of time. The purpose of this loan is to boost the equity of businesses and finance ongoing projects. In PBZ the maturity period is within two years to five years (it can be extended according to the projects)

Eligible businesses
Eligible businesses:

• Construction projects
• Tourism companies
• Transportation
• Agriculture oriented businesses
• Mining companies
• Manufacturing and processing industries
• Fishing industries.

Requirements for commercial loans
Requirements for commercial loans:

• He/ She should be a PBZ customer for at least six months.
• A customer should provide:
- Business license
- TIN or VAT
- Tax clearance
- A customer should have physical business location.
- Three passport size photo
- Certified copy of passport
- Certified copy of residency permit.
• Audited financial statements for a period not less than two years.
• Cash flow projections.
• Title deed of the collateral.
• Other information depending on the nature of the business.

Additional requirements for limited liability company and partnership enterprises
For Limited Liability Company

• A customer should provide board resolutions
• CVs of directors
• IDs of directors
• Memorandum and Articles of associations
• Certified copy of Certificate of incorporation

For partnership enterprises
For partnership enterprises:

• Partnership deed
• CVs of managing directors
• IDs of directors
• Certified copy of Certificate of registration


• Helps to finance big projects
• Helps to expand the business
• Sustain the business
• Boost the economy of the country